Work from home

10 Ways to Earn Money From Home Without Any Investment

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Working from home has become increasingly in demand, but there is a myriad of scams to watch out for, and a whole world full of competitors chomping at the bit to take on the same roles. Many of the remote opportunities you’ll find require bachelor’s degrees or career certificates of some kind, and then there are those that want you to pay hefty fees or purchase some type of package to get ‘in’ with the company. Luckily, there are ways for you to earn money from home without any investment of your own!

How to Earn Money From Home Without Any Investment

If you need to, you can combine several of the below methods to create a steady and substantial stream of income online. Here are 10 ways how to earn money from home without any investment. But there are a few that, on their own can be used to produce a full-time income!

Online English Tutoring

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Working as an online English tutor on Cambly is one of the easiest ways to earn money from home without any investment. On this platform, you can make money online simply by having conversations with people from all over the world. For those of you who enjoy chatting with people, this is the job for you. The website is based in San Diego, California, and has students from multiple countries who are looking for native-speaking English tutors. They pay a set rate of $0.17/minute, and you can work pretty much any time of the day or night. Cambly pays out via PayPal every Monday. Interested? Head to Cambly’s website to apply now.

Affiliate Marketing

There are a ton of ways that you can earn a good amount of money on a regular basis through affiliate marketing. If you have a website, that’s wonderful! But even if you don’t it’s possible to earn solely through your social media platforms. Most companies have affiliate programs, which can usually be found on their website’s footer.

Virtual Assistant

Virtual assistants are very much in demand these days, especially considering all of the people who find themselves working from home, many of which don’t have much experience in telecommuting. If you have experience working as an executive or virtual assistant, there are sites like Virtual Gal Friday that would love to have you on the team! You can learn more and apply for your new online job here.

If you don’t have any experience but you’re interested anyway, you can check out Fancy Hands instead. Plus, you can always try reaching out to those in your personal network that may be in need of assistance. You can also list your available services on Fiverr, and promote your gigs throughout social media and anywhere else you think they may get in front of the right eyeballs.


Starting a blog is a great way to earn money online without making any initial investment, although if you’re going to pursue it full-time, you may want to ultimately consider going the self-hosted route. There are a number of ways you can monetize a blog, from affiliate marketing, to selling products and services, and more.

Freelance Photography

If you’ve got photo-taking skills you can make serious money selling photography on stock photo sites, among other places. People need photos for all types of online content, and if you can take decent shots of things that would sell, you’ve got a good chance of bringing in a solid income from them. Some types of pictures that sell well on stock photography websites include food and lifestyle images.

There are a ridiculous amount of paid survey sites out there these days, but Survey Junkie is consistently rated among the best of them by people everywhere. You won’t earn a ton of money by taking surveys, but if you need extra cash, it’s an easy way to make some in your spare time. There are some great paid survey sites out there to help you earn some extra coin, and they’re a very simple way to earn money from home without any investment of your own.

Online Transcription Work

If you can type quickly and have a good eye for detail, you can make decent money from home doing transcription work. There are several legitimate companies out there, including Rev, and Babbletype. The latter of which also hires translators, if you’re able to translate one of many other languages into English. Learn more about working for Babbletype and apply here.

Freelance Writing

Among the online jobs that haven’t been affected by the current state of the world is freelance writing. The market may be a bit saturated at the moment since everyone is scrambling to find work online, but that doesn’t mean you can’t still make it work for you if you’ve got the skills and determination. You can start by creating eye-catching gigs and listing them on sites on Upwork and Freelancer. If you don’t already have a portfolio of existing work to show potential clients, you can set one up by writing for sites like Medium and/or starting your own blog.

Search Engine Evaluation

Appen offers a variety of different ways to earn money from home, one of which is their search engine evaluation position. No experience is necessary and they will fully train you for the job. The company pays between $13-15 per hour on average. Keep in mind that only one person per household can hold a job with Appen at one time. Click here to go to Appen’s job application site and get started.

With everyone staying home, and companies scrambling to discover new ways of connecting with their customers, sites like Panel Place have plenty of opportunities available to join paid focus groups and earn money online for sharing your opinion. They have other ways to earn, as well, including watching videos and ads and reading through emails.

You’ve Got This!

Another way how to earn money from home these days is by starting your own online business. Of course, in a lot of cases, you’ll need to make a slight investment, but not always! Check out our article about different types of online businesses you can launch, some of which you can do for free!

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Erika Sellmer is a digital content specialist with a passion for remote work and empathic design.

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